On our wealth architecture

by Dorian Minors

March 28, 2021

Analects  |  Newsletter

Excerpt

Our wealth architecture is one organising principle around which to collect tools to focus on any value system if you believe what I believe. As sufficient as we become in mind, body, and spirit to confront the changing fortunes of time, it’s no secret that we must also seek those instruments outside ourselves that enable the satisfaction and growth of our communities. Securing food, shelter, and safety. Securing resources to underpin growth. As the Hindu Artha, we must seek out the means of life.

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Our wealth architecture is simply the means of life: financial, physical, and mental.

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Of course, as sufficient as we become in mind, body, and spirit to confront the changing fortunes of time, it’s no secret that we must also seek those instruments outside ourselves that enable the satisfaction and growth of our communities. Securing food, shelter, and safety. Securing resources to underpin growth. As the Hindu Artha, we must seek out the means of life.

Yet, one feature of any developing civilisation is the increasing specialisation of the population, and the deferral of many tasks to the state or to other agents. Outside of our areas of expertise, and the income our work in that domain brings, we find ourselves increasingly dependent on others to provide these resources. In becoming specialised, in many ways, we become helpless.

Specialisation is for insects. Specialisation leaves us vulnerable. And specialisation leaves us not only less capable of securing resources beyond value of our contribution in our specialisation, it also leaves us less capable of making connections with those outside our speciality.

The creation of a wealth architecture, therefore, should be a process of expanding our horizons beyond the narrow band we have learned to inhabit. It should be a process of developing a ‘from-zero’ mindset—developing a knowledge of systems that allows us to generate resources from zero. From the basic, like food, hygiene, and healthcare, to the complex, like the generation of income.

And, though there is much to say for a depth of knowledge, there is also much to be said for a broad knowledge of the basics. An understanding of the minimum viable conditions, resources, and knowledge required to succeed across the lifespan.

So, let’s succeed.


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